AGM stands for Assistant General Manager in banking. It is a senior-level managerial position in banks and financial institutions. An Assistant General Manager is responsible for supervising banking operations, managing…
DRC stands for Debt Recovery Certificate in banking. It is an official certificate issued by a Debt Recovery Tribunal (DRT) that authorizes banks and financial institutions to recover unpaid loan…
DPD stands for Days Past Due in banking and finance. It is a term used by banks and financial institutions to measure the number of days a loan payment or…
Banking is not the same for every customer. A salaried person needs a savings account, debit card, personal loan, UPI facility, and maybe a home loan. A business owner needs…
CTS stands for Cheque Truncation System in banking. It is an electronic cheque clearing system introduced by the Reserve Bank of India (RBI) to make cheque processing faster, safer, and…
IDFC FIRST Bank is one of the newer major banks in India and has become quite popular for its modern banking services and digital features. Many customers and banking exam…
ICICI Bank is a private sector bank in India. It is not owned by the Government of India and is operated by private shareholders and institutional investors. ICICI Bank is…
DSA stands for Direct Selling Agent in banking. A Direct Selling Agent is an individual or agency authorized by banks and financial institutions to help promote and sell banking products…
FTD stands for Fixed Term Deposit in banking. It is a type of deposit account where customers invest money in a bank for a fixed period at a predetermined interest…
India’s banking system in 2026 is no longer limited to branches, passbooks and cheque books. It has become a large financial network that connects savings, loans, digital payments, government schemes,…